Tuesday, November 22, 2011

Please I need some legal advice asap.........?

I moved into my boyfriends house over 18months ago. He had previously lived in the mortgaged property for three years before i moved in. Since I have moved in I have paid towards the bills and purchased food. In September 2008 year my partner arranged for the mortgage to be made joint and added my name to the title deeds. This was all completed through the use of a solicitor. However....... the relationship has now ended; we both know that we are not right for each other. He has asked me to move out of the property but I have spent all my saving on making the house a home. I dont want to leave the house. What are my rights as i would like to stay in the house and even force him out if possible.Please I need some legal advice asap.........?
Well if your question is anything to go by then he is better of without you.


If you really want to be a money grabbing b@@@@ (as you sound) then contact a solicitor...Please I need some legal advice asap.........?
As you are both on the mortgage and both on the title deeds then you are joint owners, the person who stays in the house would need to buy the other persons half of the mortgage out or the person who moves out is still liable for the monthly payments and any decisions on selling the house. If sold, then the person who paid the deposit gets their deposit back then any profit after the mortgage is repaid would be split equally
You need to come to some agreement with your boyfriend regarding this situation. You have only been on the mortgage since Sept '08 and although you have contributed to the running of the house he has paid a lot more into its up keep. I personally would ask him to pay you a sum to leave, and remove your name from the mortgage.


That is providing that the mortgage company will let you remove your name getting their money that they are owed is easier from two salaries than one and you may be hit with a penalty for mucking them about!
Here in the USA you would legally be entitled to half the value of the house. Morally you are only entitled to some compensation for monies spent on the house itself. Food and furnishings do not count


Ask BF for some cash and move on with your life.
You will only get a sum consisting of what you have paid in you won't get the house your boyfriend got the mortgage.let him have his property it is unfair to try to get what is rightfully and lawfully his.
Not a chance !





He set up the original mortgage - which will be on record.





Just because you've contributed to the bills etc while you were there doesn't give you automatic right to have him removed !





Any judge worth his salary would kick this out in two minutes !
Your just a money grabber- the right thing to do would to ask for the money you spent on doing up the place. at best you would find it hard to claim for more.
I'm sure that you are cannot be as unpleasant and grasping as your query makes you seem, given that you have only been an owner for 3 months. That being so, you need to seek proper legal advice, which you may have to pay to obtain.





In broad outline, I can tell you that what happened before September is interesting but, legally, not very relevant. You are legally a joint owner and have joint (and complete) liability to pay the mortgage. The input to the property will certainly be relevant, but there are no automatic assumptions as to how property may be divided or awarded - especially as the two joint owners are not married. And that is why you need specific legal advice.





When you go for the advice, make sure that you take all your paperwork relating to the property with you, including the title details (and details of income and potential for paying the mortgage). You will not be able to use the same solicitor that acted when the property was put into joint names as they will potentially have a conflict of interest.

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